保险术语

2020-03-02 18:58:14 来源：范文大全收藏下载本文

1.special premium rate 特殊费率 2.3.4.5.valuation net premium 评估净保费

gro premium reserve 毛保费准备金（基于毛保费计提的准备金） guaranteed interest rate reserve 保证利率准备金

indirect claim expense 间接理赔费用（无法直接确认到每个赔案的理赔费用）

6.direct claim expense 直接理赔费用（可以直接确认到每个赔案、与案件理赔直接相关的费用） 7.average payment per claim案均赔款

8.eligible turnover 适保出口额（适用保单条款的出口金额） 9.underwriter 核保人

10.totally permanent disability rate 高残率 11.survival rate 生存率 12.basic sum insured 基本保额 13.limit of indemnity 责任限额 14.pure risk premium 纯风险保费 15.extra health premium 健康加费

16.extra occupation-related premium 职业加费 17.other extra premium 其他加费 18.premium due date 保费应收日期

19.last premium payment year 终止缴费年度 20.receivable premium overdue 逾期应收保费

21.initial premium 首期保费

22.premium for investment-linked product 投资型保险保费 23.loan premium 垫缴保费

24.effective time of policy; insurance liability attachment time 保单起保时间 25.terminal time of policy 保单终止时间 26.short term premium rate 短期费率 27.reinstatement period 复效期间 28.reinstatement rate 复效利息 29.account value 账户价值 30.guaranteed yield 保证收益 31.coupon 生存现金

32.corporate annuity plan period 企业年金计划受托期限 33.claim waiting period 赔偿等待期

34.claim case cancellation reason 案件注销原因 35.claim settlement proce 理赔 36.direct claim payment amount 直接赔款 37.claims payable 应付赔款

38.policy benefit payment 保单利益支出金额

39.guaranteed annuity drawing period 保证领取年限（养老保险合同中规定可以领取养老金的最低保证年限） 40.premium retained 自留保费 41.claim retained 自留赔款

42.minimum reinsured amount 最低分出额 43.final reinsurer 最终接受人

44.fixed reinsurance commiion rate 固定分保手续费的比率 45.subsequent commiion 续期手续费 46.extractable commiion 可提佣金 47.commiion share 佣金拆分

48.units insured 承保数量

49.actual premium collected 实收签单保费 50.fixed-amount annuity 定额年金 51.variable-amount annuity 变额年金 52.increasing-amount annuity 增额年金 53.waiting period 等待期

54.extra premium; additional premium 额外保险费 55.premium loading 保单加费 56.premium receivable 应收保费

57.dividend accumulation interest rate 红利累积利率 58.renewal commiion RYC 续年度佣金